Consortium lending with other branches of SVMMACS
Can avail loan for House construction/purchase, repairs/ modifications/ improvements etc. of house/ flat.
Tax benefit under Section 24 and Section 80 C
Housing Loan
Housing Loan
Turn your dream of owning a home into reality with Sai Venkateswara Multipurpose Mutual Aided Co-operative Society Ltd Housing Loan. We offer flexible terms, competitive interest rates, and a hassle-free application process. Discover how we can help you achieve homeownership – inquire about our housing loan options today.
Eligibility
- Home loans are eligible for both salaried and self-employed borrowers.
- The age of the applicant should be between 21 and 65 years as on the date of application.
- Minimum CIBIL score of the borrower should be 650
- Good income and employment profile.
Housing Loan
Turn your dream of owning a home into reality with Sai Venkateswara Multipurpose Mutual Aided Co-operative Society Ltd Housing Loan. We offer flexible terms, competitive interest rates, and a hassle-free application process. Discover how we can help you achieve homeownership – inquire about our housing loan options today.
Eligibility
- Home loans are eligible for both salaried and self-employed borrowers.
- The age of the applicant should be between 21 and 65 years as on the date of application.
- Minimum CIBIL score of the borrower should be 650
- Good income and employment profile.
Features & Benefits
- Maximum loan amount ₹75.00 lakh
- Long term repayment upto 360 months/ up to the age of 75 years whichever is earlier.
- The income of the spouse as co-applicant will also be considered for arriving the loan eligibility.
- Low processing charges. Lowest EMI
- No other charges except processing charges
- Repayment will start 3 months after release of final instalment in case of House/Flat construction or 12 months from release 1st instalment whichever is earlier.
Consortium lending with other branches of SVMMACS
Can avail loan for House construction/purchase, repairs/ modifications/ improvements etc. of house/ flat.
Tax benefit under Section 24 and Section 80 C
Fixed rate – 10.50% p.a& Floating rate – 9.00% p.a. (Borrower margin of 20%)
- Maximum loan amount ₹75.00 lakh
- Long term repayment upto 360 months/ up to the age of 75 years whichever is earlier.
- The income of the spouse as co-applicant will also be considered for arriving the loan eligibility.
- Low processing charges. Lowest EMI
- No other charges except processing charges
- Repayment will start 3 months after release of final instalment in case of House/Flat construction or 12 months from release 1st instalment whichever is earlier.
Documents Required
List Of Valid KYC Documents For Account Opening:
- Aadhaar Card, PAN Card, Driving License, Gas Bill, Electricity Bill.
- Residential address proof.
- 3 Passport size photographs
Rate Of Interest
Discover Your Dream Home with Sai Venkateswara Multipurpose Mutual Aided Co-operative Society Home Loans
Owning a home is a significant milestone, and at Sai Venkateswara Multipurpose Mutual Aided Co-operative Society Ltd, we understand the importance of making your dream home a reality. Our Home Loans are tailored to suit your needs, providing you with a hassle-free and affordable way to finance your home purchase.
Why Choose Us for Home Loans?
Competitive Interest Rates: Benefit from our competitive interest rates that make homeownership more accessible.
Flexible Repayment Options: We offer flexible repayment plans to ensure that your home loan fits seamlessly into your financial strategy.
Quick and Transparent Processing: Our streamlined application and approval process ensures a quick turnaround time, allowing you to move into your new home sooner.
Personalized Solutions: We understand that every homebuyer is unique. Our expert team will work with you to create a customized loan solution that aligns with your financial goals.
Key Features:
Loan Amount: Tailored to meet your specific requirements.
Loan Tenure: Choose a repayment period that suits your financial comfort, with tenures up to [X] years.
Easy Application Process: Apply for a home loan effortlessly through our user-friendly application process.
Online Account Access: Monitor your loan status and access account information conveniently through our online portal.
How to Apply:
Getting started on your homebuying journey with Sai Venkateswara Multipurpose Mutual Aided Co-operative Society is easy.
Loan Amount: Tailored to meet your specific requirements.
Customer Satisfaction:
At Sai Venkateswara Multipurpose Mutual Aided Co-operative Society(SVMMACS), customer satisfaction is our top priority. Read testimonials from our happy homeowners who have experienced the ease and reliability of our home loan services.
